Personal Accident Insurance
Aon Insurance and the COVID Pandemic
Unfortunately within the Aon Insurances for ANCA choirs there is no cover for COVID-19. Across the market, we are seeing Public Liability Insurers place COVID-19 exclusions on policies and the Liability Insurer for the ANCA policy provided the same.
In terms of Voluntary Worker Personal Accident policies, these are for accidental injury and death only, the cover does not extend to sickness or illness claims.
ANCA strongly encourages all choirs and organisations to create a COVID plan and policy document which adheres to the State Government and Health Expert advice. They should then conduct their activities in line with this document and adopt all measures to assist in stopping the spread of this disease, i.e. socially distance, additional sanitisation, capacity limits, isolation, ventilation, etc. If COVID was to spread in your community, you would need to adhere to the Government restrictions/recommendations both for the venue, individual and any third parties. This could be cleaning the site, notifying third parties who were in attendance, ensuring isolation, etc. Please note that all costs associated with this would be covered by the choir itself as there would be no cover via this insurance.
It is up to each choir group to follow Government advice, restrictions and protocols according to their COVID Policy and plan.